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I began my professional career as a trial lawyer at the Securities and Exchange Commission, where I headed the Special Enforcement unit, and practiced corporate law in New York City before joining Metropolitan Life. During a 20+ year career at MetLife I held a variety of legal, planning and executive positions, including Assistant General Counsel, VP for Corporate Planning &amp; Development, VP for Investment &amp; Fiduciary Services, Chief Brokerage Executive, and President &amp; CEO of MetLife Marketing Corporation, and was a founding officer and/or member of the board of directors of MetLife's life, auto-homeowners, reinsurance and other subsidiaries.Â 
My insurance-related experience spans corporate governance, life insurance, securities regulation, auto insurance, homeowners insurance and commercial lines reinsurance, new health insurance/HMO alternatives, Â life insurance and annuity product development, and retained asset accounts. I created the life insurance industry's first retained asset account and headed the business unit that transformed a concept into a $10+ billion asset management business. Later, as MetLife's Chief Brokerage, I headed a 200+ person business that essentially was a self-contained insurance company -- with its own dedicated actuarial, marketing, medical, product development, sales, and underwriting teams -- and grew it to profitably generate approximately 15% of MetLife's new individual life and annuity premium by the time I elected to retire early.Â 
I have served as a consultant to several leading insurance and financial services companies (including MetLife) and became Founder &amp; CEO of Advice Company, which became a pioneering Internet company whose websites included www.DoItYopurself.com and www.FreeAdvice.com (both have since been sold).
I have had the pleasure of working as an expert with outstanding lawyers for plaintiffs and for defendants, as well as for government agencies (such as the Department of Justice, the IRS and the SEC) as an expert or consultant in litigation involving corporate and agent conduct, life insurance and annuity product issues, and senior and viatical settlements.Â 
My expert witness and consulting work represents a very small fraction of my total activity, and I only accept assignments in matters where my experience is directly relevant.

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